No Job Verification Loan

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For that reason, scenarios like these are perfect for what has historically been known as a "no income verification mortgage." But, how do no-doc mortgages work? A no-doc mortgage loan is one where borrowers are not required by mortgage lenders to provide any income documentation to support their ability to repay the loan.

There are actually loans without employment verification available that allow borrowers with no documentation to support a steady job to get access to the cash.

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Should You Refinance Mortgage 5 Times When You Shouldn't Refinance Your Mortgage – Refinancing your mortgage can drastically lower your monthly payments, especially since rates are still very low. The decision to refinance should be an easy one, right? Not so quick. Refinancing isn’t for everyone or every financial situation. Here are five times you should hold off on refinancing your mortgage. 1.

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