FHA requires that if the property does have appliances they must be in working order. If your clients are purchasing a home that contains appliances that do not work and the seller is not willing to fix, it would be best to ensure the removal of the non-working appliances prior to the appraisal.
FHA does not require that all kitchen appliances be present. The issue regarding appliances is whether they’re ‘built-in’ or ‘slide-in.’ Built-in appliances are considered to be real property and are required by FHA however; slide-in appliances such as a slide-in stove are considered personal property and therefore are not typically required by FHA.
The FHA and VA loan programs require homes to meet certain condition standards.. These loan programs do not specify whether the buyer or seller. Missing appliances that one can reasonably expect to be sold with a.
A missing dishwasher, because it is also a built-in appliance, would be a red flag for the FHA appraiser. If a home has a defined location for a dishwasher, with plumbing and electrical in place, then a dishwasher must be in it. Also, any appliances that are present in the home must be functional and safe to operate.
FHA doesn’t require appliances, all they require is a cooking area. If there are appliances already at the property, then they’ll have to be operational and meet local safety codes. If there are appliances already at the property, then they’ll have to be operational and meet local safety codes.
I like to use my holiday down-time to plan things out, gather up the resources or do the research I need. can run as high as 3-4% on average for an FHA loan) and even handling post-closing repairs,
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