can i get a mortgage on a manufactured home

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One way to help get a mortgage loan on a pre-1976 mobile home is to have a larger down payment, he said. manufactured homes built after then should have the same loan and down payment terms as any other home loan, he said.

Mobile or Manufactured Home. This type of home is not permanent and isn’t put on a foundation. It’s a one-storey home constructed on a street frame. One is referred to as a single-wide home but you can put two structures together so it looks less like a trailer, and is referred to as double-wide.

February 25, 2017 – FHA mortgage loans are available for much more than just suburban homes or condominiums. FHA loans can also be used to purchase mobile homes, manufactured homes and/or modular homes. Manufactured homes are often sold and transported in sections to be assembled on-site.

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A Look at the FHA's Manufactured/Mobile Home Loan Program | Ask a Lender Whether you call them mobile homes or manufactured homes, financing one is different than financing a regular home. Yet, it is still possible to finance your mobile home with a mortgage from a traditional bank lender. Here’s how you can find a bank to loan you money for your mobile home.

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Has a mobile-enhanced website and automated mortgage-application process. While you can’t exactly shop for a home loan as you peruse camping gear or flat-screen TVs, you can go online to get rate.

Can I Get A Reverse Mortgage On A Manufactured Home if it fits the definition of a modular home? The answer is "yes". Almost all lenders that do reverse loans will do a loan on a true modular home. Normally, they are treated more like a regular, stick built, single family residential home..

These are only a few of the many mortgage lenders accepting applications for manufactured home loans. Compare the loan offerings from a variety of lenders before deciding on one lender in particular because even a small difference in interest rates can translate into big savings over the life of your loan.

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You could get a personal loan to purchase or refinance a manufactured home. Approval times are fast and you might have an easier time getting approved for a personal loan rather than a mortgage.

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