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BB&T’s Revenues Aided by Loan Growth, Rising Costs a Woe – Further, with higher interest rates (the Federal. direct retail lending and residential mortgage loan portfolios poses a risk. Any deterioration in the macro-economic conditions could hurt the.
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The 30-year fixed loan is by far the most common loan program, but adjustable rate mortgage (ARM) and 15-year fixed loans offer lower rates. If you’re ok with the higher monthly payment of the 15-year fixed loan or the possibility of your rate changing with the ARM, one of these loan programs could help you pay much less interest over time for your home loan.
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